CHAPTER III - METHODOLOGY

This chapter presents the project design, project development, operational and testing procedure, and the evaluation procedure.

PROJECT DESIGN

The financial literacy of public school teachers differs because of differing personality, behavior and environment. He or she responded to the problem depending on the programming that he or she has as a child. Therefore, in order to solve this problem, there is a need first that the person should be aware or understand how he or she behaved for a certain problem.

What OFWs need to do

By Karen Galarpe on November 13, 2009 5:44 PM

WHILE ON a recent trip to Japan, I heard a story about an OFW driver who nearly wasted away his earnings.
He worked in Japan for close to 30 years, and at one point was earning an equivalent of P400,000 a month with overtime pay.
He had a wife and child back home in the Philippines and was able to send his child to school.
However, he was always out drinking at bars in expensive Tokyo while having several relationships with other women.

CHAPTER I - INTRODUCTION

BACKGROUND OF THE STUDY

           Education is very important to every citizen of the world. This is also true in the Philippines since many parents said that this is the only thing that they can leave with their children. But who is more responsible in giving this education or this dream?

CHAPTER II - CONCEPTUAL FRAMEWORK

      This chapter presents the review of related literature and studies underlying the framework of the study. It includes the conceptual model of the study and the operational definition of terms.

REVIEW OF RELATED LITERATURE AND STUDIES

Introduction

One of the issues that the government, particularly the Department of Education (DepEd) is facing nowadays is that – teachers are living in deep debt.

A Situationer on Philippine Education

The Forum - Nov.-Dec. 2009 - (Vol 10 Issue 6)
A Situationer on Philippine Education
Jo. Florendo B. Lontoc


The sad state of public school teachers in the Philippines is public knowledge. The plight of a public school teacher in the country is a harsh one: ridiculously low salaries, heavy teaching and non-teaching load, crowded classrooms, a stifling bureaucracy, corruption at various levels, and the lack of opportunities for career and personal growth.

The Crisis of Public Education in the Philippines

Friedrich Naumann Foundation - Manila (www.fnf.org.ph)

The Crisis of Public Education in the Philippines

By Ronald Meinardus


According to the human capital theory, the economic development of a nation is a function of the quality of its education. In other words: the more and better educated a people, the greater the chances of economic development.

How to Deal with The BIG Debt Trap

One of the more common answers I got from my blog post as to what stops people from getting out of the rat race and into the fast track is BIG DEBT.

I call it the BIG Debt Trap. Maybe you got into BIG debt by buying what Robert Kiyosaki calls "Doodads" by using credit cards and the interest you're paying becomes overwhelming. It becomes a trap you seem to never get out of because the interest payments are so big that you can't even afford that (never mind the principal). Or maybe you got into BIG debt because you've made an investment that turned out to be a mistake and worse, you had to borrow the money to make the investment. I've made both mistakes by the way - and some of these mistakes are so big I am still paying for them today.